What is Universal Credit?
Universal Credit is part of the government’s welfare reform programme. Universal Credit is a payment to help with your living costs and it’s paid monthly.
What does it replace?
- Income Support
- Job Seekers Allowance (Income Related)
- Employment Allowance (Income Related)
- Tax Credits
- Housing Benefit
If you are working age or have a partner who is working age and are wanting to make a new claim for any of the benefits mentioned above you must now claim through Universal Credit.
There are exceptions where you would need to claim Housing Benefit.
- if you live in supported/exempt/specified accommodation
- you are single and are of pension age or have a partner and you are both of pension age
- you have been placed in temporary accommodation
If you have a change of circumstances that affects the severe disability premium or any other benefits, report it and you’ll be told what to do next.
How do I apply?
You will need the following information with you before you start.
- Personal information - date of birth and National Insurance Number
- Household information - the names, ages and gender of those that live with you
- Banking information - bank name, account number, sort code
- Rental information - amount you pay, how often you pay, who your landlord is and details of any arrears
Help with Council Tax
If you want to claim for help towards your Council Tax, you need apply for Council Tax Reduction from us. Any delay in submitting your claim to us when you apply for Universal Credit may cause you to lose benefit.
If you are struggling with your application or need assistance, you can get support by contacting your local Citizens Advice office.
We can offer advice and assistance with:
- welfare benefits
- debt advice
- training and education
- Discretionary Housing Payment scheme to help with the shortfall in rent
- Discretionary Hardship Payment scheme to help with the shortfall in Council Tax Reduction
- other funding for essential household items and more such as the HELP Scheme
- We are also able to offer funding for training and/or employment, (subject to criteria).