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Local Housing Allowance

Local Housing Allowance (LHA) is the maximum we can pay you if you rent privately.

How much am I entitled to?

This depends on how many people live with you, not how many bedrooms you actually have. It is based on of the number of bedrooms that you are assessed as needing. View our rates.

You are allowed one bedroom for:

  • every adult couple (including civil partners)
  • every adult aged 16 or over (including lodgers or boarders)
  • any two children of the same sex under age 16
  • any two children regardless of their sex under age 10
  • any other child

You may be allowed an extra room if you have:

  • a severely disabled adult or child who needs their own room but would be expected to share under the rules above
  • a non-resident carer (if you, your partner, child or non-dependant are disabled and need overnight care)
  • a foster child or children
  • a child who is away on duty with the Armed Forces but intends to return to live with you

For example, in your home there is you, your partner and you have three children. You have a daughter who is nine, a son who is eight and another daughter who is 16. 

You would be entitled to the three bedroom rate. You and your partner would have one bedroom, your daughter and son are both under ten, so could share a bedroom and your 16 year old daughter would also have a bedroom.

Shared accomodation

If you live in shared accommodation the rate of Local Housing Allowance (LHA) applies, even if you would otherwise be allowed the one bedroom rate under the bedroom allowance rules.

If you are younger than 35 and single with no children, you are also restricted to the shared accommodation rate even if you live in a self-contained property.

Single claimants 35 or over

 If your home counts as self contained  One bedroom self-contained accomodation
 Otherwise  One bedroom shared accommodation

Single claimants under 35

 In an excepted group below                           One bedroom self-contained accomodation
 Otherwise                           One bedroom shared accommodation

Couples of any age

 If your home counts as self contained  One bedroom self contained accommodation                         
 If you or your partner are in an excepted group below  One bedroom self contained accommodation
 Otherwise  One bedroom shared accommodation

People who are excepted

  • you or your partner meet the conditions for a severe disability premium
  • you or your partner are aged under 22 and were previously in social services care under a court order at any time after the age of 16 or provided accommodation by social services
  • you are aged 25 or over but under 35 and are an ex offender managed under a level 2 or level 3 multi-agency public protection agreement
  • you are aged 25 or over but under 35 and you have occupied (or at any time formerly occupied one or more hostels for homeless people for one or more periods totalling at least 3 months and while you where there, you were offered and you accepted support with rehabilitation or resettlement within the community.

If you are struggling to work it out, you can find out what rate you can get on the goverment's website

Rates from April 2018
West Cheshire - Ellesmere Port, Chester, Northwich

One bed / shared house
Weekly: £64.48 Monthly: £280.18
One bed self-contained 
Weekly: £99.06 Monthly: £430.44
Two beds
Weekly: £120.82 Monthly: £524.99 
Three beds
Weekly: £138.08 Monthly: £599.99 
Four beds
Weekly: £186.47 Monthly: £810.26

South Cheshire - Winsford

One bed / shared house
Weekly: £54.60 Monthly: £237.25
One bed self-contained
Weekly: £84.84 Monthly: £368.65 
Two beds 
Weekly: £109.32 Monthly: £475.02 
Three beds 
Weekly: £126.58 Monthly: £550.02 
Four beds 
Weekly: £172.60 Monthly: £749.99
Wirral - Neston, Parkgate

One bed / shared house 
Weekly: £55.02 Monthly: £239.08
One bed self-contained 
Weekly: £86.30 Monthly: £374.99   
Two beds 
Weekly: £102.73 Monthly: £446.39 
Three beds 
Weekly: £126.58 Monthly: £550.02
Four beds
Weekly: £140.62 Monthly: £611.03
North Cheshire

One bed / shared house
Weekly: £50.34 Monthly: £218.74 
One bed self-contained
Weekly: £92.05 Monthly: £399.98
Two beds
Weekly: £109.32 Monthly:£475.02  
Three beds
Weekly: £126.58 Monthly: £550.02  
Four beds
Weekly: £174.81 Monthly: £759.59

How is it paid?

In most cases we will pay you directly not the landlord. We usually pay every two weeks, in arrears and directly into your bank account. Most rent is paid monthly, to work out how you much you get monthly, you need to multiply your weekly award by 52 (weeks in a year) and divide it by 12 (months in a year).

For example:

Your rent is £550 per month. Your weekly award is £116, we work it out as £116 X 52 and divide by 12. Which means you get £502.66 per month. You then need to give your landlord the remaining of £47.34.

If you are eight weeks or more in arrears we will pay your landlord direct until these arrears have reduced 

We have a safeguarding policy (PDF,105KB) to ensure that the correct decision on who Housing Benefit should be paid to, where the customer is considered vulnerable. 

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